Security guards are often relied to in maintaining peace, order, and security of private establishments. While these individuals are as susceptible to the risks involved in their job like most of us, they are often equipped with the necessary skills that make them competent to perform their duties.
To begin with, security guards are often outsourced from a security agency. Security personnel that are deployed in a particular establishment are often outsourced from a third party security company. In other words, while the security guards have their obligation to the proprietor or owner of the private establishments to which they are assigned to, they are directly connected with an employed by no other than the security company to which they belong to as an employee. Security Guard Insurance is in turn also availed of by the security guards’ employer, which is the security company.
Over time, these security companies look for the Best Security Guard Insurance provider to their employed security guards. Among their criteria for a Security Guard Insurance policy is that the same should be extensive in terms of coverage, and should be clear and unambiguous in terms of the provisions of the insurance contract. Of course, the cost of the Premiums supposed to be paid by the employer is also considered in choosing which insurance policy provider to go for.
While the security guards have the primary obligation to perform their duties as their contractual obligation to their employer which is the security company, they also do their duties to complement the existing security provided by the state to the public. While there may be police officers and agents within the vicinity, it would not harm to have extra added security more especially to private individuals and properties.
Security personnel hold an important role in our society. While there are the public safety officers who address to this need of the state and of the country primarily, there are the private security guards who supplement to the need to maintain peace, order, and safety to the public as well.
Security guards are often uniformed and recognizable among the crowd. They protect persons or property, or both. They are uniformed individuals who are often employed for the purpose of preventing any possible breach of security, or threat to the public which they may be assigned to protect in the first place. Like most of us, security guards are individuals who may be as susceptible to the risks of their job, making it a reason why they are covered with security guard insurance policies as well. The scope of their task could be as extensive as varied, as when they may be assigned in different areas in different instances.
When deployed in a business establishment, security guards often undertake the necessary security inspection to admit and individual to the same establishment. They may be aided with technological implements such as CCTV and alarm systems. In some cases, they may also be trained to detect fires, and other subtle signs of disorder and potential crimes.
Studying history, it can be inferred that the first security personnel were the watchmen, who were existent during the time of the Middle Ages in Europe. Like the modern security guards, they are the one who guard the castle walls and undertake surveillance to insure the safety of the premises they belong to. After this, the practice of having watchmen was carried to North America, and has since then evolved to be the security personnel that we know today.
“Detect, Deter, Observe, and Report”; this is the common methodology used by security firms nowadays. Unlike police officers though, security guards may not arrest an individual; unless of course, that individual has caused, is causing, or is evidently about to cause some serious injury or damage to persons or property. This is also one of the reasons why these security personnel are covered with security guard insurance policies.
Security guards also fulfill their task of ensuring the safety and peace of the areas to which they are assigned in, in fulfillment of their contractual obligations to their clients. Other tasks may be required of them such as preparing security reports, operating emergency equipment, first aid, and other tasks incidental to their job. Like most of us, they call for good security guard insurance, nevertheless.
Engaging the services of a security guard is a must for every kind of business establishment. While there is no law requiring the presence of these security personnel, most entrepreneurs and establishment owners call for security services on a daily basis. These security personnel are had from security services company, which is the main employer of the security guards, and in turn, the ones responsible for having security guard insurance for these employees as well.
Security guards are required to carry weapons and other necessary implements to undertake their job of maintaining peace and security on the venues they are assigned in. Most of them carry weapons such as firearms, batons, paper sprays, and many others. Since they carry around firearms in the performance of their and duties, they are required then by the state to undergo licensing applications and the steps that come along with it, including police certifications. They are equipped with such potent weapons to be able to undertake their job; thus, all the need for security companies to have their security guards covered with a Security Guard Insurance.
According to studies, Fire Insurance policies premiums are often deducted if the establishment insured is guarded by security personnel. This is for the reason that with ample supervision, there is the less risk of fire breaking out within the same establishment. Fire insurance companies give even further Premiums deduction to establishments that are guarded round the clock.
Owing to this practice of fire insurance companies, there has also been the demand for security personnel. The number of security guards employment has increased over the years. Adding up to this demand is the widespread bomb threats, terrorism, and many other security threats both in public places and private establishments.
Given these facts, there is a logical reason to have a security guard to man your property, while at the same time, enjoying a discounted fire insurance for the same. Security companies who employ these security guards should also avail of good security guard insurance contracts to guard their interests as well.
Having a security guard insurance for your security personnel is a must if you intend to have protection from potential liability. If you own, manage, or operate a security company business, it is of paramount importance to have the security guards working for your company to have the security guard insurance policy for their own, and for your business’ protection.
You know for a fact that security guards undertake a wide range of security services. They can be deployed in your client’s business establishments and tasked to do the routine security checks and protocols, or they may be assigned to more hazardous working environment. Being the employer, you hold such responsibility to the extent that you may become jointly liable with your security guard in case he has caused injury or damage to another, or to himself. The same risks assumed by your security personnel is the same risks you take. The good is that you do not have to assume these risks on your own. There are a number of security guard insurance companies that is willing to assume the risks with you.
In looking for a security guard insurance company, you look for one that’s willing to provide you with a comprehensive insurance coverage at the reasonable premium rates. Of course, it will also do you better in the long run if you opt for the insurance company with a proven track record of providing professional security guard insurance services.
To begin with, it will be beneficial for you to go for an insurance contract with a security guard insurance company with a proven track record. While there may be a number of insurance companies that’s willing to provide your security personnel with the insurance that you opt to have for them, not all of these insurance company deliver as promised. Since an insurance contract is a contract of adhesion, you may be compelled to sign an insurance contract without you fully understanding its terms, leaving you disadvantaged in the end.
Aside from this, opt for a security guard insurance which offers better deals at a cheaper rate. Know that there are a number of insurance policies that offer coverage at less the price.
Finally, it is most important to go for a security guard insurance with the most extensive coverage. Go for an insurance policy which covers liability to your security guard, your company, and is willing to compensate a third party, as the case may be. With a reliable security guard insurance policy to back you up, you can go by your security business without anxieties, and without worries.
In this modern day and age, almost every establishment calls for security guards. In the advanced scheme of things, even stealing and robbery is undertaken in the most subtle ways. With this, people who value their business and property opt for the services of a security personnel.
Much like any other professionals, a security guard should be covered by a quality security guard insurance policy. Their tasks involves such great risks on a daily basis, that there is a need to safeguard their interest and that of the company to those that manage and assign them to the different premises of the company’s clients. Having a security guard insurance policy is inevitable in guaranteeing that both the security guard and the company that manages him is given ample protection as against claims and other potential liabilities.
If you are one who is engaged in the business of providing for security to establishments and premises, you should definitely have for your employees a security guard insurance policy. With the minimal premiums that you have to pay for such insurance, you can be guaranteed to reap all the best benefits to accrue to your own good.
So why have a security guard insurance policy in the first place?
1. It provides for financial security on the part of the security guard in case a contingency arises. The insurance policy covering your security personnel is intended to answer for the liabilities which may be incurred in by the security guard himself. For instance, health and hospitalization benefits may be subsidized by the insurance policy.
2. It provides for financial security in times of contingency the part of the security company. Being the employer of the security guard, you shall be held subsidiary liable in case your employee is held liable for claims and other compensations. With a security guard insurance policy though, you may not have to shell out money to compensate any third party– the insurance company should answer for the same.
3. It provides for security as for your company’s reputation. Let’s face it: mishaps and other uncontrollable unfortunate events may happen to you, and your security guards. And such events may lead to your company’s demise. However, with a security guard insurance to pay for compensation as against any third party that you or your employees might have committed injury as against, there’s nothing to worry about.
Upon knowing all the good things that come along with availing a security guard insurance, the next thing you should do is to look for one that provides quality security guard insurance policies. Go for that which offers the most extensive coverage, covering instances which might happen in the course of the performance of the security guard’s duty, in every and all venue and work settings.
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